Plan Design

As retirement plan consultants, we provide planning and installation services in addition to all the necessary documentation to adopt and maintain a qualified retirement plan, including:
  • Resolutions;
  • Adoption Agreements;
  • Plan Documents;
  • Trust Agreements; and
  • other Forms and Notices.

We use flexible IRS pre-approved plan documents which have been structured to meet the retirement plan objectives of most employers. We can also provide individually designed plan documents for employers whose retirement plan requirements do not fit within the IRS pre-approved document structure.

We believe investment philosophies and financial requirements of plan sponsors can vary greatly. Our firm’s broad experience and strong record in administering various retirement programs utilizing all types of investment products provide plan sponsors with maximum flexibility when it comes to choosing or changing the investments to offer under your clients’ plans.

By utilizing our IRS pre-approved plan documents, Plan Sponsors reduce or totally eliminate the user fees associated with obtaining an IRS Determination Letter for their Qualified Retirement Plan. As a participating employer, Plan Sponsors benefit from a special extended reliance period once their plan is properly covered by an IRS Notification Letter. Under the extended reliance period, sponsors have a delayed compliance date for any regulations, Revenue Rulings or other published Treasury or IRS guidance issued after our documents have been approved.
T (510) 748-6420 | F (510) 748-6414
1320 Harbor Bay Parkway, Suite 210 | Alameda, CA 94502

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